Assistend is an AI money assistant that reads your bank SMS, organizes your money, tells you what's worth noticing, and answers anything you ask — keeping your picture accurate without making it your daily chore.
For people who tried tracking their money and gave up.
Your assistant works quietly in the background — reading your transactions, organising them, surfacing what matters, and answering anything you ask.
Assistend understands transaction SMS from any bank, card, or wallet — even when formats change — with no manual entry, no account linking, and no setup hassles.
Spending, income, and transfers are automatically identified, categorised, and cleaned up — duplicates removed, transfers flagged, trends made clear. Change a category once and Assistend remembers.
Daily, weekly, and monthly briefings surface spending spikes, unusual activity, hidden bank charges, and bills coming up — so you notice the things you'd otherwise miss, before they catch you off guard.
Ask questions like "Did I ever get that refund from Amazon?" or "Did I pay both my credit card bills this month?" — and get clear, intuitive answers instead of charts and tables.
Modern life has made money harder to understand, not because people don't care, but because keeping track takes too much effort. Even simple questions — what came in, what went out, what's coming up — get lost across messages, apps, and everyday obligations. Assistend is the assistant that does the watching for you.
Assistend is built on a simple belief: life comes first, money is the enabler — so it focuses on understanding how money supports your life, not managing it mechanically.
Assistend is built to work for you, with your consent and in your interest. It reads your bank SMS to do its job, so we are clear about what we do with it.
Assistend reads only the transaction SMS it needs to understand your money.
Personal messages and OTPs are ignored. It never asks for access it doesn't need.
Your data is used only to power your experience in Assistend.
We don't sell your data or share it with advertisers.
Assistend processes your data on secure cloud infrastructure. That's what lets it analyse your transactions, surface what matters, and answer any question you ask.
Data is encrypted in transit and at rest.
I've been looking for an application like this for a long time. I use ChatGPT for expense tracking suggestions and insights, while apps like Splitwise or a notebook help me manage my monthly expenses. What I really wanted was a single place that could do both. This app brings everything together… and provides meaningful insights that help me understand my spending habits and money better. Highly recommended.
I've been using this app for at least 6–7 months now. It offers amazing features that help me manage my expenses, and it has smart AI capabilities that can categorise them for me.
Been using the app daily to see where my money has been going. All my transactions are automatically categorized, helping me get an overall view of my expenses and investment. The app helped me close an SIP I thought in my mind I'd already closed.
